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Florida Tools and Equipment Insurance

Protect the Tools and Equipment Your Business Depends On

Contractors and other businesses often rely on tools, equipment, and specialized property that may move between jobsites, vehicles, storage locations, and temporary work areas.

Tools and equipment coverage, often written as a form of inland marine insurance, can help protect certain business property while it is being transported or used away from a primary business location, subject to the terms and conditions of the policy.

Insurance Scout Partners helps Florida businesses compare available coverage options for tools, equipment, and other movable business property.

Tools & Equipment Insurance May Include

  • Coverage for certain tools and equipment used in your business
  • Protection for eligible property while in transit
  • Coverage for certain property temporarily located at jobsites
  • Protection against certain covered causes of loss such as theft or damage
  • Coverage options for scheduled or unscheduled equipment, depending on the policy

Florida Inland Marine Insurance Guidance

Coverage needs can vary based on the type of equipment, value of the property, where it is stored, how it is transported, and how it is used in the business.

Policy limits, deductibles, eligibility, exclusions, and covered causes of loss vary by insurance company and policy.

Need help reviewing coverage for your tools or equipment? Contact Insurance Scout Partners and a licensed advisor can help you review available options.