Protect Your Boat and Your Time on the Water
Florida offers some of the best boating in the country, but owning a boat also brings unique risks. Boat insurance can help protect your watercraft, equipment, and finances from certain accidents, damage, theft, and liability claims.
Insurance Scout Partners helps Florida boat owners compare insurance options based on their boat, how it is used, where it is stored, and their individual coverage needs.
As an independent insurance agency, we compare options from multiple top-rated insurance companies to help you find the right combination of coverage, value, and protection for your needs.
Boat Insurance May Include
- Physical damage coverage for your boat or watercraft
- Liability coverage for certain bodily injury or property damage claims
- Coverage for permanently attached equipment
- Medical payments coverage, subject to policy terms
- Uninsured or underinsured boater coverage when available
- Optional coverage for trailers, personal effects, towing, and other boating-related exposures
Florida Boat Insurance Guidance
Boat insurance options can vary based on the type and value of the vessel, its age, horsepower, navigation territory, storage location, and how it is used. Florida's coastal environment and hurricane exposure can also affect available coverage and underwriting requirements.
Our licensed advisors can help you review available options and understand the coverage, deductibles, limits, and requirements that may apply to your boat.
Need Answers Before Requesting a Quote?
Visit our Florida Insurance Knowledge Center to learn more about boat insurance, liability protection, hurricane preparedness, and protecting your property in Florida.