Protect Your Home from Flood Damage
Flooding can happen almost anywhere in Florida, and the financial impact can be significant. Flood insurance can help protect your home and belongings from covered flood losses that are generally not covered by a standard homeowners insurance policy.
Insurance Scout Partners helps Florida homeowners compare flood insurance options and understand the coverage available for their property.
As an independent insurance agency, we help you compare flood insurance options to find the right combination of coverage, value, and protection for your property.
Flood Insurance May Include
- Coverage for your home's building and foundation
- Coverage for electrical and plumbing systems
- Coverage for heating and air-conditioning equipment
- Coverage for certain appliances and permanently installed property
- Coverage for personal belongings, subject to policy terms and limits
- Options for primary residences, secondary homes, rental properties, and other eligible properties
Florida Flood Insurance Guidance
Your property's flood zone is only one factor to consider when evaluating flood risk. Florida properties can experience flooding from heavy rainfall, tropical systems, storm surge, overflowing waterways, and drainage issues.
Flood insurance options may be available through the National Flood Insurance Program (NFIP) and private flood insurance companies. Coverage, eligibility, limits, deductibles, and waiting periods can vary by policy and insurer.
Not sure what flood coverage you need? Our licensed advisors can help you review available options and determine which solution fits your property and insurance needs.