Protect More with Umbrella Insurance
Even with home and auto insurance, certain liability claims can exceed the limits of your underlying policies. Personal umbrella insurance can provide an additional layer of liability protection when a covered claim goes beyond those limits.
Insurance Scout Partners helps Florida individuals and families compare personal umbrella insurance options based on their existing coverage, assets, and liability exposures.
As an independent insurance agency, we compare options from multiple top-rated insurance companies to help you find the right combination of coverage, value, and protection for your needs.
Umbrella Insurance May Provide
- Additional personal liability protection above applicable underlying policy limits
- Additional protection for certain covered bodily injury claims
- Additional protection for certain covered property damage claims
- Coverage for certain personal liability exposures, subject to policy terms and exclusions
- Defense coverage for certain covered liability claims, subject to policy terms
Florida Umbrella Insurance Guidance
An umbrella policy is designed to supplement—not replace—your underlying insurance policies. Eligibility, required underlying limits, available coverage amounts, exclusions, and covered exposures vary by insurance company and policy.
Our licensed advisors can review your existing home, auto, and other applicable insurance policies and help you compare available personal umbrella insurance options.
Need Answers Before Requesting a Quote?
Visit our Florida Insurance Knowledge Center to learn more about liability limits, umbrella insurance, homeowners insurance, auto insurance, and protecting your assets from unexpected liability claims.