INSURANCE BLOG

Your roof is one of the most important parts of a Florida home, and insurance companies often review roof information when evaluating a property for homeowners insurance. — Factors such as the roof's age, condition, material, shape, and documented updates may affect an insurance company's…

Florida homeowners insurance policies may include a separate hurricane deductible that applies to covered losses caused by a hurricane. Because this deductible is often expressed as a percentage rather than a fixed dollar amount, the amount a homeowner may be responsible for can be significantly…

A 4-point inspection is commonly used in Florida during the homeowners insurance process. The inspection provides information about four major systems in a home: the roof, electrical, plumbing, and heating and air conditioning systems. — For Florida homeowners, understanding what a 4-point…

Wind mitigation inspections are common in Florida and can play an important role when homeowners shop for homeowners insurance. The inspection documents certain features of a home that may help it withstand damage from high winds and hurricanes. — For Florida homeowners, understanding what a wind…

Insurance is an important part of being a homeowner. Not only does it protect you from damages caused by things like fire and vandalism, but it can also protect your personal property or additional structures like garages, and provide liability coverage. — But when is it time to review your…